In short: 7 of 7 banks have reported Q2 FY27 results. RBL Bank: NII +37.4% and net profit +169.9% from a year earlier. HDFC Bank: NII +9.7% and net profit +4.7% from a year earlier. ICICI Bank: NII +17.7% and net profit +20.1% from a year earlier. Axis Bank: NII +11.8% and net profit +37.6% from a year earlier. IndusInd Bank: NII +3.6% from a year earlier, and net profit ₹1,176 crore against a loss of ₹445 crore. Kotak Mahindra Bank: NII +15.7% and net profit +29.5% from a year earlier. IDFC First Bank: NII +21.0% and net profit +196.5% from a year earlier.
Bank Q2 FY27 results calendar
| Bank | Results date | Net profit YoY |
|---|---|---|
| RBL Bank | 12 Oct, after market hours | +169.9% |
| HDFC Bank | 17 Oct, on a Saturday, with markets closed | +4.7% |
| ICICI Bank | 17 Oct, on a Saturday, with markets closed | +20.1% |
| Axis Bank | 17 Oct, on a Saturday, with markets closed | +37.6% |
| IndusInd Bank | 23 Oct, after market hours | From a loss |
| Kotak Mahindra Bank | 24 Oct, on a Saturday, with markets closed | +29.5% |
| IDFC First Bank | 24 Oct, on a Saturday, with markets closed | +196.5% |
Bank Q2 FY27 results so far
Standalone figures as reported in each bank's filing. Margins and asset-quality ratios use each bank's own definition.
| Bank | NII YoY | Net profit YoY | NIM | Gross NPA |
|---|---|---|---|---|
| RBL Bank | +37.4% | +169.9% | 4.61% | 1.02% |
| HDFC Bank | +9.7% | +4.7% | 3.16% | 1.11% |
| ICICI Bank | +17.7% | +20.1% | 4.18% | 1.20% |
| Axis Bank | +11.8% | +37.6% | 3.36% | 1.16% |
| IndusInd Bank | +3.6% | From a loss | 3.23% | 2.73% |
| Kotak Mahindra Bank | +15.7% | +29.5% | 4.31% | 1.04% |
| IDFC First Bank | +21.0% | +196.5% | 5.58% | 1.32% |
How banking funds moved after each result
Median one-day NAV change in the first trading session after each bank's results, across Direct-Growth plans (all units for ETFs). A session can carry more than one result and the rest of the day's market.
| Company | Session | Banking & financial services funds | Nifty Bank index funds and ETFs | Nifty 50 index funds |
|---|---|---|---|---|
| RBL Bank | 13 Oct | +1.17% | +1.02% | +1.60% |
| HDFC Bank | 19 Oct | −1.13% | −0.64% | −1.11% |
| ICICI Bank | 19 Oct | −1.13% | −0.64% | −1.11% |
| Axis Bank | 19 Oct | −1.13% | −0.64% | −1.11% |
Source: AMFI daily NAVs.
How bank results reach your mutual funds
- Banking & financial services funds hold mostly banks and lenders, so they move most on results days, especially for the largest banks.
- Nifty Bank index funds and ETFs track the Nifty Bank index, which is made up of the largest listed banks.
- Nifty 50 index funds hold financial services as their largest sector, so large-bank results matter to them too.
- Diversified funds vary. Your fund's monthly portfolio shows how much it holds in banks. To see how concentrated your own holdings are, try the portfolio analyzer.
This page is educational research based on company results filings and AMFI data. It is not a recommendation to buy or sell any security or fund, or personalised investment advice. Investments in securities market are subject to market risks. Read all related documents carefully before investing. Registration granted by SEBI, enlistment with IAASB and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.