Genvest Insights

Investing, made easier to understand.

Practical guides on mutual funds, stocks, markets, taxes and personal finance.

Equity Research

IDBI Bank Sale to Fairfax: Why Shares Fell Despite the ₹52,878 Crore Deal

Fairfax's approved ₹81-per-share offer values the 60.72% IDBI Bank stake at ₹52,878 crore. We examine the share-price reaction, valuation and mutual fund ownership.

Genvest Research17 Oct 20264 min read
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Equity Research01

Jio IPO 2026 Analysis: Price, Dates, Financials, Valuation & Risks

Jio Platforms listed on 28 October 2026 after an IPO priced at ₹1,119, the top of its ₹1,065–₹1,119 band. We examine cash flows, valuation and risks.

Mutual Funds02

Mutual Fund Expense Ratio (TER): Meaning & SEBI Limits 2026

What a mutual fund's expense ratio is, how SEBI's base expense ratio limits work from April 2026, why direct plans cost less, and how to check what your fund charges.

Markets & Economy03

Nifty 50 Outlook October 2026: Is 22,200 the Critical Support Zone?

Nifty 50 is testing a major long-term support zone near 22,200. We analyse AVWAP, RSI, 200-week moving average, Elliott Wave and key levels investors should watch.

Equity Research04

OSAT Stocks in India 2026: Chip Packaging Companies

Explore OSAT stocks in India, including CG Power, Kaynes Technology and SPEL Semiconductor, with packaging projects, ownership, capacity and execution risks.

Markets & Economy05

IRDAI Commission Rules 2026: Why PB Fintech Fell

IRDAI's new draft proposes lower insurance commission and expense limits. Here's why PB Fintech, HDFC Life and other insurance stocks fell and what the rules mean for investors and policyholders.

Equity Research06

Semiconductor Stocks in India 2026: Companies & Value Chain

Understand India's listed semiconductor ecosystem: chip design, OSAT, power semiconductors, equipment suppliers and the risks beyond the stock-market label.

Mutual Funds07

Small-Cap Mutual Fund AUM: Does Size Affect Returns?

Why rear-view investing can hurt returns even when you stay invested for the long term

Markets & Economy08

Why Did Nifty Fall Today? Crude Oil and US Bond Yields Explained

Why did Nifty give up its opening gains on 15 September 2026? Understand how crude near $107, US yields above 5% and rupee pressure affect Indian stocks.

Equity Research09

NSE IPO Valuation vs BSE: Is ₹1,700–₹1,785 Actually Cheap?

NSE's reported IPO range implies a valuation near ₹4.2–₹4.4 lakh crore and roughly 41–43x FY26 earnings. Compare NSE with BSE on growth, margins, market share and regulatory risk before judging the valuation.

Personal Finance10

NPS Charges From October 2026: Who Pays the 0.20% Fee and Who Doesn't?

PFRDA's revised NPS charges apply from 1 October 2026. See who pays the 0.20% PoP fee, why your original e-NPS or PoP onboarding route matters, and estimate the cost on your retirement corpus.

Mutual Funds11

AI Portfolio Analysis: Fund Quality, Fee Leaks and Outlook

See how Genvest assesses your mutual funds, identifies fee leakage and explains each fund's estimated probability of beating its benchmark over the next 12 months.

Equity Research12

Ramkrishna Forgings Technical Analysis: Ichimoku Breakout

What the Ramkrishna Forgings weekly Ichimoku breakout, higher volume and key chart zones may indicate.

Mutual Funds13

RBI Repo Rate Unchanged: What It Means for Debt Mutual Funds and FDs

An unchanged repo rate does not leave every debt fund unchanged. Here is how duration, bond yields and your time horizon shape the impact.

Markets & Economy14

NSE Closing Auction Session Explained: Why the Last 20 Minutes Matter

India has changed how closing prices are discovered for eligible stocks. Here is what the closing auction means for orders, indices, funds and ordinary investors.

Mutual Funds15

JioBlackRock Nifty 50 ETF Review: What to Compare Before Investing

A new Nifty 50 ETF tracks a familiar index. The useful questions are cost, tracking, liquidity, portfolio fit and whether an index fund may be simpler.

Personal Finance16

CKYC 2.0 Explained: What Mutual-Fund Investors Need to Know

CKYC 2.0 is intended to make verified KYC records easier to reuse, but mutual-fund onboarding will not change everywhere at once.

Personal Finance17

Missed the ITR Deadline 2026? What Investors Can Still Do

Missed the July 31 ITR deadline? Understand belated returns, late fees, e-verification and key checks for stock and mutual-fund investors.

Investing Basics18

Financial Advisor Near Me vs Online Advisor

Should you hire a financial advisor near you or use an online SEBI-registered advisor? Compare regulation, cost, convenience, personalisation, privacy, and ongoing support.

Investing Basics19

Financial Advisor Fees in India: 2026 Guide

How much does a financial advisor cost in India? Compare flat fees, subscription and assets-under-advice pricing, understand hidden product costs, and learn what to verify before paying.

Investing Basics20

Retirement Planning in India 2026: How Much Do You Need?

A practical retirement-planning guide for Indians: estimate future expenses, account for inflation, build a retirement corpus, choose an asset-allocation framework, and review the plan over time.

Equity Research21

AI Stocks in India 2026: How to Find Real Listed AI Exposure Beyond the Hype

A practical guide to AI stocks in India in 2026, covering listed AI exposure, IT services, data centres, automation, semiconductor design, valuation risks, and what investors should monitor.

Equity Research22

AI Infrastructure Stocks in India 2026: Data Centres, Power and Digital Infrastructure

A research-led guide to India's AI infrastructure value chain: data centres, power, cooling, grid equipment, telecom networks, servers and digital services - with listed-company examples and risks to evaluate.

Equity Research23

Power Stocks in India 2026: Demand Peaks, Transmission and AI Data-Centre Load

A research-led analysis of India's power value chain, listed power-sector stocks, demand growth, transmission build-out, renewable integration, data-centre load, and the risks investors should evaluate.

Equity Research24

Defence Stocks in India 2026: How to Analyze Order Books, Exports and Valuation Risks

A practical guide to defence stocks in India in 2026, covering HAL, BEL, BDL, Mazagon Dock, Data Patterns, Astra Microwave, order books, exports, PSU vs private players, and valuation risks.

Mutual Funds25

Mutual Fund Advisor in India: How to Choose the Right Advisor

Looking for a mutual fund advisor in India? Learn the difference between a SEBI-registered investment adviser and a mutual fund distributor, what fees to check, and red flags to avoid.

Mutual Funds26

How to Switch Regular Mutual Funds to Direct Plan

Step-by-step guide for Indian investors on switching Regular mutual funds to Direct plans, including SIP changes, exit load, tax impact, and key risks.

Mutual Funds27

How to Build a Mutual Fund Portfolio in India

A practical guide for Indian investors on building a mutual fund portfolio across goals, asset allocation, fund categories, risk, costs, and rebalancing.

Investing Basics28

How AI Can Help You Manage Wealth in India

A practical guide to how AI can support wealth management in India through portfolio analysis, risk review, rebalancing support, and disciplined decisions.

Investing Basics29

What is a SEBI Registered Investment Advisor? Everything Indian Investors Should Know

Learn what a SEBI Registered Investment Adviser does in India, how fees work, how to verify registration, and how to choose one safely.

Investing Basics30

Portfolio Rebalancing Guide for Indian Investors

A practical portfolio rebalancing guide for Indian investors covering asset allocation, drift bands, tax impact, exit loads, and annual review steps.

Mutual Funds31

Mutual Fund Portfolio Review: How to Audit Your Investments Like an Advisor Would

A 6-point framework Indian investors can use to review mutual fund portfolios for allocation, overlap, costs, performance, tax efficiency, and goals.

Mutual Funds32

Direct vs Regular Mutual Funds: India Guide 2026

Direct vs Regular mutual funds explained: cost difference, returns impact, when regular plans make sense, and how Indian investors can switch safely.

Mutual Funds33

RIA vs Mutual Fund Distributor: Which One Should You Trust With Your Money?

Indian investors are often sold mutual funds by distributors but believe they're getting advice from advisors. They're not the same. Here's the legal, financial, and practical difference.

Investing Basics34

How to Verify if Your Investment Advisor is SEBI Registered (Step-by-Step)

A 3-method guide to verifying SEBI RIA registration before you trust any advisor with your money. Includes red flags, what to do if you suspect fraud, and how to read RIA numbers.

Investing Basics35

AI Wealth Advisor in India: A Complete Guide to AI-Powered Investing in 2026

What is an AI wealth advisor and how does it work in India? A SEBI-registered RIA's complete guide to AI-powered investing: benefits, limits, and how to evaluate one.

Investing Basics36

Asset Allocation for Indian DIY Investors: A Practical Framework

A 5-step asset allocation framework for Indian DIY investors, plus a market regime overlay that rotates across equity, gold, and debt across cycles.

Mutual Funds37

Specialized Investment Funds (SIF): All You Need to Know

The Securities and Exchange Board of India (SEBI) recently introduced Specialized Investment Funds (SIFs) as a new class of investment vehicle to bridge the gap between traditional

Markets & Economy38

Inflation 101 — Your Money’s Silent Enemy

Mutual Funds39

Index Funds 101 – The Lazy-Genius Way to Invest

When you start thinking about investing, the first question usually is — where do I put my money?

Personal Finance40

DSP Global Fund - Is this fund good for your portfolio?

DSP mutual fund has launched India's First Retail Mutual Fund from GIFT City. Indian investors seeking efficient global diversification have often faced regulatory hurdles, complex

Markets & Economy41

Union Budget 2025 - What it means for Markets and Economy